SIDE HUSTLE IDEAS
SIDE HUSTLE IDEAS
Please note that some of the links below are affiliate links and will earn me a commission. These are all things that I have experience with and I am recommending because they are helpful and are companies that I trust, not because of any commission it may earn me.
This is the current setup we use for our finances. You’ll notice that everything is FREE. I rather not pay for a service if there is FREE option.
BANKING
Wells Fargo
We currently use Wells Fargo for our primary checking and savings accounts. We love Wells Fargo because they offer free checking, the provide free checks, access to local branches, easy access to ATM, offer ATM reimbursement, and mobile checks deposit into your account. Above all, their level of service is impeccable. Check out Wells Fargo here
Capital One
We currently use Capital One for our Business checking and savings accounts as well as our Emergency fund. We love Capital One because they offer free checking, the provide free checks, easy access to ATM, and mobile checks deposit into your account. Above all, they provide excellent customer service. Check out Capital One here
INVESTING
Vanguard
We currently use Vanguard for our investing account. I previously used Scottrade, which was bought out by TD AmeriTrade which has recently been acquired by Charles Schwab. We found Vanguard to be a better fit for us right now. Vanguard is just a better fit because it has all the different products to serve our family, they have easier deposit and withdraw options for their accounts as well as excellent customer service. Check out Vanguard here
M1 Finance
We also use M1 Finance for some investing. M1 Finance is a free DIY robo-advisor. You can choose from thousands of stocks and exchange traded funds. Each portfolio you create is composed of specific investments, in the percentages you choose. M1 calls each portfolio a pie, with the specific funds or stocks considered slices of pie. You can customize an investment “pie” of up to 100 slices. Check out M1 Finance here
Robinhood
We started with Robinhood before M1 Finance. Robinhood is not a robo-advisor, but that doesn’t automatically disqualify it from this competition. This investment tool offers free trading services designed to help you get started investing immediately, whether you’re new to the game or an experienced investor. Robinhood is fully customizable; investors can choose from thousands of investment options. Check out Robinhood here
StockPile
We currently use Stockpile for our kids investment accounts. They have custodial accounts which I manage for our boys. Commission is 99 Cents and we are considering moving the accounts to Vanguard. Stockpile allows you to buy and sell stock, purchase gift cards that can be the Stockpile website and given to others as gifts. BTW, Check out Stockpile here and they’ll give you a FREE stock
Sofi
Sofi allows trading stocks and ETFs, buy crypto, or start automated investing. When you fund an invest account with $100, you get $25 in free Stocks bits to start your investing journey. Check out Sofi here
TRACKING AND ORGANIZATION
Personal Capital
We currently use Personal Capital to keep track of all our finances. They have one of the best online banking dashboards that we have seen. They provide a complimentary portfolio assessment We love the fact that we can see our Net Worth in one location. We am still using Mint as well, but I don’t update it regularly. I also love the Personal Capital app and their customer service. Check out Personal Capital here.
Mint
We also use Mint to organize our finances. My wife loves Mint better than PERSONAL CAPITAL. I also love the Mint app for Android. Check out Mint here.
CREDIT SCORE
Capital One
I currently use Credit Wise
through Capital One to keep track of my credit score.
I think this is a great tool, especially since it’s free.
Check Credit Wise here
Capital One
We also use ACR ACR to check our credit report every four months one through Equifax, Transunion and Experian respectively.
Check ACR here
Here are other tools that I have reviewed and highly recommend for your personal setup or side hustles to make extra income. Even though we are debt free, I continue to make sure that I stay up to date on the best tools and resources that may help.
Here are some other tools I recommend, and why they may be useful for each situation.